Recognize the signs of trouble at school

For parents, recognizing that their child might be struggling in school is not always easy. According to the education experts at Oxford Learning, there are five main signs to watch for:



5. Children making comments such as: "the teacher picks on me", "do I have to go to school today?", or "this assignment is pointless";



4. Daily homework not being completed;



3. Assignments and projects missed completely or submitted late;



2. Poor test scores and poor grades on projects and assignments;



1. Disinterest in school and school-related activities.



Oxford Learning founder and CEO, Dr. Nick Whitehead, says that not all of these signs of school trouble have to happen at the same time, but when one or more happens frequently, things may be getting off track.



"The sooner that parents recognize the symptoms of school trouble and seek help for their children, the easier getting back on track and ending school troubles becomes."

Start enjoying your deck after one day's work

Most deck owners know that one of the keys to keeping their decks looking good is staining it every few years. However, while deck staining is a process that most homeowners are capable of doing themselves, finding the time to do it can be difficult. With the right approach and the right products, you can get everything done in just one day and spend the rest of the year enjoying your newly stained deck.

By perfecting your process, you can take staining from something that you dread to a simple one-day process. Here's a step-by-step guide to getting your deck looking good in a day:

* First, choose the look you want to project on your deck. Do you want a clear, semi-transparent or solid finish? Do some research to see which type of wood stain would look best on your deck. Clear finish generally looks better on newer wood, while a solid finish might be used on older decks to hide imperfections. If you are looking for the solution that will allow you to accomplish your project in one day, you'll need to choose a product like Flood OneCoat Waterproofing Finish, which can be applied within a few hours of cleaning the surface.

* Always know your deck's square footage before heading to the store to buy stain. Don't estimate, because nothing is more frustrating than having to stop your project because you ran out of stain - Flood.com offers a handy calculator so you can get an idea of how much you might need. Make sure you also have all the necessary supplies before leaving the store.

* Before the day you stain, examine your deck to see if there are any necessary repairs that should be done. If your deck is squeaky, it's likely due to loose nails. Replace loose or missing nails with deck screws, as hammering a nail into the same spot won't fix the problem.

* Once you have all the supplies, check the weather report and pick a day that's good for staining. Required temperatures will vary but it should set for at least 48 hours without a threat of rain.

* Remove everything from your deck and use a wood cleaner to clean and prepare your surface. Decks that are in good condition can simply be cleaned before staining. But if your deck is peeling, has mildew growth or experiencing other surface irregularities, it's best to strip it before staining.

* If you're using Flood OneCoat Waterproofing Finish, you can begin staining a few hours after you prepped the surface. Quick tip: If you're using multiple cans of stain, mix them together for color consistency and continue to stir throughout the process.

* Work the entire length of each board and make sure you are applying evenly throughout. If you are working on a vertical surface, start at the bottom and work up to avoid streaking.

* Take your time to do a thorough job, but make sure you use only as much stain as the directions call for. Especially when working with oil products, using too much can ruin the look of your deck.

It's important to note that for larger decks, or decks that pose unique challenges such as numerous hard-to-reach areas, the process could take longer than a day. But by following these steps, you'll ensure that your deck will be looking great in less time and with less hassle.

Once you've finished staining, dispose of any extra stain or cleaner as directed by the instructions on the can and let the deck dry for the prescribed amount of time before walking or placing items on it. In no time, you'll be enjoying your deck for the seasons to come.



For more deck staining tips, helpful tools and videos and help finding a home improvement retailer near you, visit www.flood.com.

APRIL 2016 MARKET UPDATE

April 2016

Included in this blog post is a link to my Real Estate Update Newsletter. Please click on the link below to get the latest Real Estate Update for April! If you have any questions, please don’t hesitate to call or email my office. 

614-882-6725

delena@delena.com

http://realtytimes.com/209/DeLenaCiamacco

Make your own masterpieces - freshly painted focal points for any room

(BPT) - Still love the overall design scheme of a space, but feeling a little bored? The best way to breathe new life into it - without revamping the entire area - is by creating a new focal wall. Instead of a decal, stencil or pricey artwork, make a statement that's one-of-a-kind with a little creativity and painter's tape.

Heavy patterns on every wall can be overwhelming; adding zest to just one is your best bet to make a positive impact. Before you begin, scan the room to determine the best wall to update. When you enter the space, where do your eyes naturally gravitate? If it's an area that you love, amp up the style to make it really stand out. But if it's something that catches your eye for all the wrong reasons, pick a different side of the room. Repositioning the focal point will draw attention away from the elements you don't like or can't easily change, like architectural features, window placement or heating and cooling returns.

Once you've determined where you're going to paint, it's time to think about what. Here are a few easy ideas to get the creativity flowing.

Awesome artwork

Purchasing oversized artwork can be pricey - ranging anywhere from hundreds to even thousands of dollars. Don't shell out a ton of cash to add personality to an empty wall when it's easy to make your own art. Bring your design ideas to life with new FrogTape Shape Tape - a painter's tape cut into unique patterns that allows you to quickly and effortlessly create works of art on walls, accessories, furniture and more. The three Shape Tape patterns - Wave, Scallop and Chevron - can be positioned on surfaces in various ways to achieve different results; by staggering the tape or varying the placement widths, you can make your own impressive designs. Best of all, patented PaintBlock Technology on the edges of FrogTape Shape Tape helps prevent paint bleed and leaves precise lines, keeping your artwork looking sharp. For more information visit frogtape.com.

You can create one oversized piece of art directly on the wall, or paint a number of smaller canvases that can be arranged as a DIY gallery. Whatever you choose, you'll have a new focal point that will surely serve as a conversation starter at your next get-together.

Natural touch

Creating a mural on one wall is extremely popular, especially one that helps bring the feel of the outdoors inside. Trees are an easy element to paint on any wall. For a sophisticated look, keep it simple with silhouettes. Use painter's tape to create the outline of birch trees from the floor to the ceiling, leaving six to 12 inches between each trunk. Paint all the trees using the same color. Be sure to use a shade that coordinates with the rest of the room, or a neutral like white, gray or beige delivers a crisp look.

Fabulous faux framing

If your house is lacking interesting architectural features like decorative molding, you can mimic the look with paint and painter's tape. Measuring and installing the real deal can be time-intensive and tedious, but using paint is an easy way to dress up a space without the cost and labor of installing numerous pieces of trim. From crown molding to wainscoting, using paint to imitate intricate trim work will add high style to your home.

For a stunning makeover, apply painter's tape three feet up from the floor along the entire wall to emulate a chair rail. Then, add additional squares and rectangles in a repeating pattern below. Apply a fresh coat of paint in a color that coordinates with the original wall color; and once you remove the tape, you'll have crisp lines that look like molding... without all the work.

Next time you're looking to spruce up a space, think beyond painting your walls a solid color. With a little imagination and painter's tape, you can design eye-catching rooms throughout the entire house.

Family fun that is quick and delicious, easy and nutritious

Making your own version of your favorite take-out meals at home means you can control the amount of sodium and fat your family is consuming without compromising on flavor. If you stock your freezer with whole-wheat pita and your pantry with healthy pasta sauce, you will always have the base for a perfect Pitazza at a moment's notice.

Healthy cooking tip: To add protein to your Pitazza without the extra sodium, roast a whole chicken. Remove the meat and store in your fridge. Freeze the bones for when you have spare time to make your own, low-sodium chicken broth.

Prep time: 8 minutes

Bake time: 15 minutes

Serves: 2

Serving Size: ½ pita

Calories per serving: 202

Ingredients:

• ½ cup (125 mL) Healthy Choice Garlic and Fine Herb pasta sauce

• 1 90g whole wheat pita, split in half to make 2 circles

• ½ cup (125 mL) finely sliced peppers (red, orange and/or yellow)

• ½ cup (125 mL) sliced mushrooms

• ¼ cup (50 mL) minced red onion

• 2 tbsp. low-fat feta cheese crumbled or your favorite low-fat cheese

Directions:

• Preheat oven to 400F/205C.

• On large baking sheet arrange pita bread

• Spread ¼ cup (75 mL) Healthy Choice Garlic and Fine Herb tomato sauce evenly on each pita half

• Top with ¼ cup (50 mL) each: peppers, mushroom and 2 tbsp.(25 mL) red onion.

• Evenly sprinkle crumbled feta cheese; bake for 12 minutes or until the pita crust is golden.

• Slice Pitazza into two pieces, serve with garden salad.

Tip: Top with diced chicken for an extra protein punch

Tip: Make it Naanzza using low fat, low sodium naan bread

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Helping moms get finances on track for now and the future

(BPT) - Being a mom is a full-time job. No matter how old the children are, a mom is on call at all hours of the day and night, responding to injuries and broken hearts, handling homework questions, setting household rules, and establishing consequences if said rules are broken. But moms often have other jobs as well, juggling household chores, managing finances and often holding a full-time job.

Unfortunately, when the work load becomes too much, something can fall by the wayside, and often that something is finances. Only 24 percent of moms report they are satisfied with their current financial situation. They admit they are struggling to make ends meet, or are worried about their financial future, according to the -State of the American Mom Study released by Massachusetts Mutual Life Insurance Company (MassMutual).

"It's no secret in today's world that moms are stretched thin, but their finances shouldn't have to suffer as a result," says Tara Reynolds, corporate vice president with MassMutual.

Moms can get their finances on track with a few tips from MassMutual:

* Be prepared - Emergencies are not predictable, but if you have an emergency fund, you can protect yourself and your future plans for your family if you find yourself in a troubling financial situation.

* Protect your income - Families often don't take into account the salary a stay-at-home mom would earn if she were to be paid for the work she does. If something were to happen to you as a stay-at-home mom, preventing you from doing these duties, your family may experience some troubling out-of-pocket expenses. With the help of a financial professional, you can explore financial options to ensure that you're planning ahead adequately no matter what the future holds.

"Luckily, finding an experienced professional for your finances can be easier than finding help for child care or other things that cause stress for today's moms," Reynolds says. "This can make all the difference in helping moms achieve financial security for themselves and their families."

* Plan now, not later - Don't procrastinate when it comes to planning for your financial future. No one knows what the future will bring, so now is the time to sit down and think about how to pass your assets - but not your taxes - to your heirs.

* Have the talk - Schedule a monthly meeting to sit down with your spouse or significant other - or children if they're old enough - to discuss your finances. It's critical for family members to have a full understanding of all debt and assets in order to build a realistic plan.

The survey found only one-third of moms currently use the services of a financial professional to help them with their investments and insurance needs. Set up a meeting today to get your finances on track for both your current needs and those of the future.